FIND A LOAN AGENT

Before you even start looking at homes, you should shop around for mortgage lenders, and/or let a mortgage broker handle the shopping for you. In today’s housing market, the seller wants to have confidence that you will be able to purchase the house if you make an offer, and that comes through Pre-approval.

One simple and effective way to seek an Approval – is through Costa Mesa Realty®.

 

That’s because they do much of the paperwork upfront – they pull your credit report, decide on a preapproval amount, and help you choose a loan type (Fixed-Rate, Adjustable, Conventional, FHA, A-Paper Prime, Subprime, Home Equity Loan, Home Equity Line of Credit) and a loan term or length (30 years, 20 years, 15 years, 10/1, 7/1, 5/1, 2 Year, 3 Year etc.) that’s right for you. That can put you one step closer when it comes time to making an offer on your dream home.

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It’s important to note that a letter of Pre-approval does not imply a commitment to a particular lender. In fact, it’s in your best interest to ask a variety of potential lenders to compete for your business, allowing you to find the loan that’s most financially advantageous.